Terms of Service

📄 Terms of Service

Effective Date: 10/01/2025

Welcome to CollateralBuddy (“we,” “us,” or “our”). By accessing or using our website or services, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use our platform.

1. 🧠 Use of Services

CollateralBuddy provides tools to accelerate collateral and campaign creation for life sciences professionals. You agree to use our services only for lawful purposes and in accordance with these Terms.

2. 👤 Account Registration

To access certain features, you may need to create an account. You agree to provide accurate information and keep your login credentials confidential. You are responsible for all activity under your account.

3. 📦 Intellectual Property

All content, software, and materials on CollateralBuddy.com are owned by us or our licensors and are protected by intellectual property laws. You may not copy, modify, distribute, or reverse-engineer any part of our platform without written permission.

4. 🚫 Prohibited Conduct

You agree not to:

• Use the platform for unlawful, harmful, or fraudulent activities

• Attempt to gain unauthorized access to our systems

• Upload or transmit viruses or malicious code

• Interfere with the operation or security of the platform

5. 📉 Service Availability

We strive to maintain reliable service, but we do not guarantee uninterrupted access. We may modify, suspend, or discontinue features at any time without notice.

6. 📜 Disclaimer of Warranties

Our services are provided “as is” and “as available.” We make no warranties regarding accuracy, reliability, or suitability for your specific needs.

7. 💼 Limitation of Liability

To the maximum extent permitted by law, CollateralBuddy shall not be liable for any indirect, incidental, or consequential damages arising from your use of the platform.

8. 🔄 Changes to Terms

We may update these Terms from time to time. Continued use of the platform after changes means you accept the revised Terms.

9. 🌍 Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles.

10. 📬 Contact Us

For questions or concerns about these Terms, contact:

CollateralBuddy Support Team
Email: info@collateralbuddy.com